HOME LOANS:

First Time Home Buyer:

  • No closing costs
  • Fixed rate mortgage
  • Variety of terms available
  • No PMI insurance requirement
  • Purchase price and income limitations may apply
  • Single family, owner occupied only
  • No title insurance required
  • No prepayment penalty

Owner Occupied:

  • Both fixed and adjustable rate mortgages
  • Low closing costs
  • No escrow requirements
  • No PMI insurance requirement
  • No prepayment penalty

Home Equity Lines of Credit:

  • At prime rate
  • No title insurance required
  • Check writing privileges

Construction Loan:

  • Construction to permanent financing
  • Both fixed and adjustable rate mortgages
  • Low closing costs
  • Variety of terms available
  • No prepayment penalty

Lot Loan:

  • Both fixed and adjustable rate mortgages
  • Low closing costs
  • No prepayment penalty

Contact any of our Office Managers for further information.

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