Income Statement:

 

 

Peoples Community Bancorp, Inc.
CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS
(In thousands, except per share data)


 
 
 
 

Nine Months Ended
September 30

Three Months Ended
September 30
 
2007
2006
2007
2006
Total interest income
$46,967
$49,396
$14,935
$16,716
Total interest expense
27,970
27,019
9,091
9,474
Net interest income before provision for losses on loans
18,997
23,377
5,844
7,242
Provision for losses on loans
8,300
11,250
4,100
8,550
Net interest income after provision for losses on loans
10,697
11,127
1,744
(1,308)
Other income
2,703
2,432
1,050
988
General, administrative and other expense
16,447
16,427
5,050
5,694
Earnings (loss) before income taxes
(3,047)
(2,868)
(2,256)
(6,014)
Federal income taxes expense (benefits)
(1,188)
(1,144)
(817)
(2,105)
NET EARNINGS (LOSS)
(1,859)
(1,724)
(1,439)
(3,909)
EARNINGS (LOSS) PER SHARE
 
 
 
 
Basic
(0.39)
(0.38)
(0.30)
(0.82)
Diluted
(0.39)
(0.38)
(0.30)
(0.82)

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