History of Peoples Community Bank

Peoples Community Bancorp, Inc. was organized in December 1999 at the direction of the Board of Directors of Peoples Community Bank, formerly The People's Building, Loan and Savings Company in order to facilitate the conversion of the Bank from an Ohio-chartered mutual savings and loan association to a federally chartered stock savings bank. Peoples was originally organized in 1889.

Immediately prior to the Conversion, The Oakley Improved Building and Loan Company, a mutual savings and loan association, merged with and into the Bank. Simultaneously with the Conversion, Harvest Home Financial Corporation, an Ohio corporation with its principal place of business in Ohio merged with and into Peoples. On March 30, 2001, Peoples acquired Market Financial Corporation, a bank holding company for Market Bank, with two locations in Hamilton County. On April 26, 2002, Peoples acquired Kenwood Savings Bank, giving them two additional locations in Hamilton County.

In September 2003, Peoples Community Bank acquired the Deer Park and Landen branch offices of Ameriana Bank. In June 2005, Peoples Community Bank expanded into the Southeastern Indiana market when it acquired American State Corporation, parent of American State Bank. Peoples Community Bank further expanded its presence in the Indiana market when it acquired PFS Bancorp, the parent of Peoples Federal Savings Bank, in December 2005. Currently, we have branch locations in Bright, Aurora, Lawrenceburg and Rising Sun, Indiana.

Today the Bank conducts its business from nineteen offices in Butler, Hamilton, and Warren Counties in Ohio, as well as in Dearborn and Ohio counties in Indiana.

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