Transaction Account Guarantee Program
Peoples Community Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Interest - bearing checking accounts (NOW Accounts) do not qualify for this program and are insured by the FDIC up to $250,000 per depositor thru December 31, 2009.